Got an IRA? Here’s How to Use the Bear Market to Your Advantage – Brandon Ballenger

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Wall Street might be swimming in a sea of red ink, but for retirement savers, there is a silver lining to the recent stock market slide: If you have a traditional individual retirement account, or IRA, converting it to a Roth IRA while sentiment is bearish can deliver major tax savings. “In financial planning, there is no silver bullet, but it could be a very useful tool,” says Clark Kendall…

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